At Milestones Child Psychology, whether it be through insurance or Superbills, we believe that every family deserves a clear financial support roadmap for their child’s development—without the stress of hidden costs. We view our services as a pivotal investment in your child’s long-term well-being, academic success, and emotional resilience.

We are committed to full financial transparency. In accordance with the “No Surprises Act,” we provide a Good Faith Estimate in writing before any services begin. You will always know exactly what to expect, allowing you to focus 100% on your child’s growth.

🛡️Insurance & Reimbursement Strategy

Navigating mental health benefits and insurance claims can be confusing. We have structured our practice to provide the highest level of clinical care while maximizing the insurance benefits available to you.

For Military Families: Proudly Tricare Insurance In-Network

We are honored to serve the families stationed at NAS Jacksonville, Mayport, and Kings Bay, among others. Milestones is an in-network insurance provider with Tricare.

We understand the unique stressors of military life, and we strive to make the referral process seamless:

• We Handle the Red Tape: We communicate directly with Tricare Insurance to seek pre-authorization on your behalf.
• ASD & ABA Compliance: Our psychologists are experts in the specific diagnostic requirements for Autism Spectrum Disorder (ASD) evaluations. We ensure your report meets the strict criteria needed to access Applied Behavior Analysis (ABA) therapy.
• Comprehensive Paperwork: We complete the post-evaluation forms required for therapy approval at no additional charge.

For All Other Families: The “Superbill” Advantage

For families with Aetna, Blue Cross, United, and other commercial carriers, Milestones operates as an out-of-network provider.

Why Out-of-Network? Insurance companies often dictate the length of sessions, the type of testing allowed, and the duration of treatment based on algorithms rather than your child’s unique needs. By remaining out-of-network, we maintain clinical autonomy. This allows us to:

• Spend more time with your family (60–90 minute sessions vs. the standard 45).
• Select the best diagnostic tests for your child, not just the cheapest ones.
• Deliver a comprehensive, “Concierge-Level” report within weeks, not months.

Reimbursement Process: Payment is collected at the time of service, but we provide you with a detailed monthly statement called a Superbill. This document contains all the necessary coding (CPT and diagnostic codes) required by CMS. You can submit this to your insurance carrier to trigger your out-of-network reimbursement benefits, which are often mailed directly to you.

HSA / FSA Compatible: Child psychology services are a qualified medical expense. You may use your Health Savings Account (HSA) or Flexible Spending Account (FSA) cards to pay for evaluations and therapy tax-free.

🎓The Family Empowerment Scholarship (FES-UA)

Milestones is a direct provider for the FES-UA (formerly Gardiner Scholarship). This program, managed by the nonprofit Step Up For Students, is a game-changer for Florida families. It empowers parents to personalize their child’s education by directing funds toward approved services.

How We Help:

• Direct Billing: We can invoice the scholarship program directly for approved services. This often means zero out-of-pocket expenses for the family for evaluations or therapy.
• Eligible Services: FES-UA funds can cover neuropsychological evaluations, ongoing therapy, specialized curriculum, and even private school tuition.

🏷️Service Fees & Investment Structure

Please note: Prices are subject to change based on clinical needs. A final, binding quote will be provided during your initial consultation.

The Starting Line: Diagnostic Intake

Duration: 60 to 75 minutes This is our “deep dive” session where we gather developmental history and determine the testing plan.

• Bonus: If you proceed with testing, this fee is credited towards the final cost of the comprehensive evaluation.

Comprehensive Psychological Evaluations

Includes: Testing, scoring, analysis, report writing, and feedback. The cost varies based on the complexity of the query (e.g., a single-query ADHD evaluation vs. a complex Autism + Learning Disability profile).

• Transparency: The psychologist will review the specific measures and exact cost with you prior to beginning testing.

The “Roadmap” Session (Feedback)

Duration: 60 to 90 minutes Unlike many practices that charge hourly for this critical step, we include it. This session includes:

• A simplified breakdown of the results.
• A printed and digital copy of the comprehensive report.
• Actionable treatment strategies for home and school.

Educational Advocacy

Service: We don’t just hand you a report; we help you enforce it. Our advocates assist with IEP review, 504 Plan negotiation, and school meeting attendance.

• Note: Discounted “Advocacy Packages” are available for families needing long-term support.

Let’s Discuss Your Options

Do not let financial uncertainty prevent your child from getting the support they need. Talk to our administrative team about payment plans, scholarship eligibility, and insurance reimbursement.

Talk to our team about financial support by filling in the information below or calling us directly at 904-572-1573